YR TO JUN2014A2015A2016A2017F2018F

Provision of Doubtful Debts953.0988.01,256.01,625.91,768.2

Profit Before Tax11,949.012,597.013,062.013,744.414,413.8

Significant Items after Tax(-49.0)(-74.0)(-223.0)n/an/a

Adjusted NPAT8,680.09,137.09,450.09,876.010,357.9

Reported NPAT8,631.09,063.09,227.09,876.010,357.9

Income Tax3,250.03,439.03,592.03,848.44,035.9

Outside Equity Int19.021.020.020.020.0

Non Int Exp9,499.09,993.010,429.010,950.511,169.5

Non Int Income7,310.07,751.07,812.07,888.78,015.3

Net Int Income15,091.015,827.016,935.018,432.019,336.2

Total Op Income22,401.023,578.024,747.026,320.727,351.4

YR TO JUN2014A2015A2016A2017F2018F

ROE (%)18.500018.000016.800016.300016.5000

ROA (%)1.10001.10001.00001.00001.0000

Equity/Assets (%)6.20006.00006.50006.40006.4000

Non-Int Inc/Total Inc (%)32.600032.900031.600030.000029.3000

Net Int Margin (%)2.10002.10002.10002.00002.0000

Tot Op. Inc/Tot Assets (%)2.80002.70002.70002.70002.7000

Cost to Income (%)42.400042.400042.100041.600040.8000

Cashflow data is not available for this company

YR TO JUN2014A2015A2016A2017F2018F

Cash26,409.033,116.023,372.019,187.620,509.7

Due from Other Banks8,065.011,540.011,591.012,791.713,673.2

Trading Securities21,459.026,424.034,067.034,067.034,067.0

Loans and Advances597,781.0639,262.0695,398.0738,685.1782,318.8

Total PP&E2,816.02,833.03,940.04,203.24,476.7

Other Non Earning Assets134,921.0160,271.0164,710.0153,069.0155,141.5

Total Assets791,451.0873,446.0933,078.0962,003.61,010,186.9

Deposits498,352.0543,231.0588,045.0632,148.4673,238.0

Due to Other Banks24,978.036,416.028,771.030,209.631,720.0

Other Liabilities218,773.0240,806.0255,506.0237,985.3240,002.5

Total Liabilities742,103.0820,453.0872,322.0900,343.2944,960.6

Share Capital27,036.027,619.033,845.035,845.037,917.5

Retained Earnings18,827.021,528.023,627.023,265.425,008.8

Other Equity3,485.03,846.03,284.02,550.02,300.0

Total Shareholder Equity49,348.052,993.060,756.061,660.465,226.3